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Commercial Flood Insurance in Meriden

9/14/2019 (Permalink)

Open tiles in ceiling show broken water pipe in room with tv and pix on wall Commercial Water Loss Broken Pipe

The National Flood Insurance Program (NFIP) provides flood insurance. The NFIP doesn’t sell insurance. Buy flood insurance from an insurance agent.

SERVPRO of Meriden is interested in helping the businesses in our community become more educated on flood insurance. According to FEMA, 40% of small businesses do not reopen after experiencing a devastating flood.

Things to know in Meriden. Check to see if you might be required to have flood insurance.

  • All agencies in Meriden charge the same for flood insurance
  • Standard commercial insurance doesn’t pay for flood damage
  • The NFIP sets the rates
  • Rates depend on:
    • whether you live in a flood plain
    • flood risk in your area
    • building’s age
    • building’s construction
  • Building property insurance covers the building
  • Personal property insurance covers the building’s contents
  • NFIP suggests you need both types
  • Policies go into effect 30 days after purchase
  • The NFIP help center number is 1-800-427-4661

SERVPRO of Meriden recommends the following:

  • Check whether or not your area participates in the NFIP
  • Check whether or not your area is part of the Community Rating The NFIP might have a discount
  • Talk to your insurance agent when you need to make changes

Make sure your business is protected from the devastation that comes with unwanted flooding in your office.

***

Links:

https://www.usa.gov/property-insurance

www.fema.gov

5 commercial real estate categories

9/11/2019 (Permalink)

Looking down at multiple floors of a mall with people walking by the shops on every floor Inside a Mall

Retail - will include outdoor, and indoor malls, and big-box retailers, plus restaurants and grocery stores too. Their value around $2.1 trillion. It comprises to the lowest degree 9.5 billion square feet of space.

Hotels - luxury resorts, motels, and business hotels are included. It doesn't add homes where people use Airbnb to rent rooms. The total number of hotel rooms is 4.4 million.

Office buildings - include Manhattan skyscrapers to your local coffee shop. The square feet of office space in the country is about 4 billion.

Apartment buildings - are commercial real estate. Companies hold them only to make money. Some studies add apartment building information into statistics for residential instead of commercial real estate. There are about 33 million square feet of rental space for apartments.

Industrial property - is used to warehouse manufacture, or distribute a product. Many times it's not considered commercial property, peculiarly in land use programs and zoning. Industrial property accounts fo 13 billion square feet.

Different commercial real estate classifications are so much smaller. They consider several non-profits, like schools and hospitals. Empty land can be considered commercial real estate if leased and is not being sold.

We take pride in topnotch cleanup and restoration services to a broad range of commercial facilities and properties such as:

Office Buildings
Hospitals & Medical Centers
Shopping Malls
Apartment Buildings
Factory Buildings
Universities and Schools
Restaurants
and more

We are here to help, and we never close. We are open 24/7/365. Give us a ring at 800-734-3213

Tips for Standing Water in Meriden

9/8/2019 (Permalink)

Wet floor sign in standing water on floor in liquor store with cases of beer surrounding water Standing water

Standing Water in Meriden:

A flood doesn’t end once the storm stops. We still have to deal with all that standing water. The floodwater can take up to 11 days to disappear. It’s not time to go fishing.

If you have to evacuate your office, do not go back until you have been told it is safe.

Be careful driving in Meriden. Remember to “Go around. Don’t Drown!” The water may still be too deep for safe travel.

Floods are not natural swimming pools

  • Sewage, debris, and other unpleasant things can be in the stormwater leftovers
  • Swimming, wading, or rafting can make you sick
  • Don’t drink the water
  • Water conducts electricity. Underground power lines can give you a dangerous shock

Floodwaters vs. Animals in Meriden:

  • Snakes and other animals may get into your building. Wear work boots and heavy gloves when you clean up
  • Some animals might find your office a cozy place to live
  • If tap water is unsafe to drink, it is unsafe for your pets

Links:

Flood information.

More info on standing water here.

SERVPRO is Ready to Help in Meriden CT

9/5/2019 (Permalink)

SERVPRO logo with Fire & water cleanup and restoration copy under logo SERVPRO

1700+ reasons why…

In the beginning, there was a painting business in California and from that SERVPRO was born. There are now currently over 1700 stores from our Atlantic Seaboard to our Pacific Frontier.

Over seventeen hundred franchises tell the tale. We have grown phenomenally and are continuing to grow. Your business in Meriden has been the cornerstone of that growth and we recognize that.

Because of you, we strive to always put our best foot forward. Whether bagging up hazardous waste or speaking with insurance adjusters, our efforts are and always will be to give you our best.

Over five decades…

Without experience, the best intentions are fruitless. We, here at SERVPRO of Meriden have experience. In fact, we’ve got over five decades of professional cleaning and restoration know-how scattered across the country.

The staff at our franchises are well trained and professional when performing their duties and/or assessing your situation. If and when you are facing the discomfort of a high-stress situation; find us online or call us at (203) 601-6746 and we will put those years of experience to work for you.



Things to do for Water Damage until Help Arrives in Meriden

9/3/2019 (Permalink)

basement with wet floor with boxes of damaged articles piled up on both sides of the picture Water Loss In The Basement

If your home or business in Meriden has water damage, you can do some things before help arrives.

Make sure that the building or home is safe.

SERVPRO of Meriden Wants You to Remember:

  • Waterlogged materials are very heavy
  • Wet surfaces are slippery
  • Make sure electrical power is off before you handle devices
  • Make sure you are standing on dry area before you turn on the electric power

SERVPRO of Meriden suggests that you:

  • Remove excess water with mops and/or towels
  • Wipe water from wood furniture or other items
  • Remove wet cushions. Prop them upright to dry
  • Hang up rugs to dry
  • Place foil or blocks between furniture and wet carpeting
  • Turn on dehumidifiers or air-conditioning if it is safe
  • Move colored items from wet carpeting
  • Move artwork to a safe, dry place
  • Move loose items from the floor or counters
  • Start drying items ASAP
  • Remember that mold starts growing within 24 hours
  • Stay away from rooms that have sagging ceilings

Links:

www.fema.gov

Water Damage Clean Up In Meriden CT

6/22/2019 (Permalink)

We are home to the largest fleet of water removal equipment in CT to make sure we have the capacity to handle your water removal needs for your home or business.

We remove all damaging water, also our team of experts is here to aid you in recouping your losses and provide assistance with insurance claims.

Before the team arrives:

Remember that the floor will be slippery and items may have changed during the flood.

Slip and fall accidents are among the most frequent causes of injury in water damage cleanup jobs.

Not positive whether you have to employ a professional water damage restoration firm?

Contemplate these hints before you opt to undertake a water damage cleanup job yourself.

When it's safe for you to accomplish this, use a wet-dry vacuum cleaner to eliminate standing water, or use towels to soak smaller pools of water furniture, counters, and other surfaces.

If the place is flooded... consider waiting for an expert water damage remediation crew to get there. (Like us)

Removing considerable quantities of water too fast will harm the building's base.

Don't enter the damaged region without running a security evaluation.

Based upon the level of the harm, it might not be safe for you to enter the construction.

Our goal is simple, to bring your home or business back to its preloss condition fast and with as little interruption to your home or business as possible.

We are conveniently located in the Meriden area to serve you.

At SERVPRO Of Meriden, we apply the latest methods in drying technology.

We have one goal in mind: Like it never even happened.

A Year After the Connecticut Tornadoes

6/5/2019 (Permalink)

Photo from Cathy Finlayson, a Marketing Rep at SERVPRO Meriden

On May 15th, 2018 Connecticut residents experienced some of the worst weather since 1989.

As many as 4 tornadoes touched down, winds picked up to 110 miles per hour at their peak, and hail the size of tennis balls rained down throughout New Haven county.


For Connecticut residents, this was an unusual and catastrophic event.

Trees fell, homes flooded, and wind and hail did major structural damage. Luckily, SERVPRO was there to help make it Like It Never Even Happened.

We helped countless Connecticut residents recover from the damage that ensued following these storms - including pulling trees out of houses!

You can’t predict the weather and you surely can't predict when a tornado will strike in Connecticut but what you can do when disaster strikes - CALL SERVPRO. Give us a call and we’ll make your emergency Like it never even happened.

When Breathing is Hampered

5/21/2019 (Permalink)

Air Hazards Are Lurking

Breathing issues that arise from dirty air ducts are a kind of suffering no human being should endure long

Along with the normal costs of maintaining your HVAC, the dirt and/or pet dander that gathers in your ductwork must be dealt with periodically.

If you’re purchasing a new structure and dealing with the issues from past inhabitants, this becomes a contamination hazard.

If the situation in your structure’s air passages is critical and you’d like someone to come and take a look, call or come and see SERVPRO of Meriden (203) 601-7835.

Our advanced equipment and staff of savvy representatives will give you the peace of mind that
comes with knowing your problem is solved.

Though we are right around the corner, our connection to a wider network gives us access to a powerful base of material and information we can in turn use to serve you, our neighbor, better.

Musty smell in your attic?

5/20/2019 (Permalink)

SERVPRO is at the ready

Before we eliminate mold, it is essential that you know its origin.  This way, you can be certain that the mold problem does not return. In several cases, mold is due to prior roof difficulty. 

One of our clients had just 1 half of the roof replaced.  Not coincidentally, another half of the roof which hadn't been substituted is the point where the mold problem appeared.

While their mold problem was a result of an evident roof problem, the causes of the majority of attic mold issues are a lot more subtle and more difficult to identify. 

Remember though--most of the mold issues arise based on a moisture problem.  You can't have a mold problem without a moisture issue.

It's actually important that a trained practitioner identify the origin of the water or moisture issue and fix it, since, in the event that you do not, the mold will return when the moisture returns.  Even if the mold itself is eliminated correctly.

Generally, attic moisture conditions that lead to mold growth could be broken down into three classes: Let us look at every one of those 3 causes separately so that you can be certain a specialist repair the origin of the mold issue. 

Do not overlook these triggers are also preventative measures to consider (items to test in the long run every now and then) to stop mold from coming back down the street.

Roof leaks will result in attic mold. 

Below are a couple of ways to check for potential roof leaks: Assess roof valleys (i.e. in which two roofs combine at an angle), which can be highly prone to roof leaks. 

Celebrate skylights, chimneys, attic windows and some other part of the attic/roof where corresponding materials combine each other (such as flashings).  These areas are hotbeds for possible moisture intrusion.

Even though this isn't actually a roof leak, it's nevertheless a symptom of a moisture issue.  And moisture issues lead to loft mold issues! 

Be certain that there aren't any leaks coming from and about plumbing stacks. 

Poor or improper ventilation in the loft will result in attic mold.  

So actions like bathing, cooking, showering, etc can create a moisture which will make up it into the loft. 

When there's poor ventilation, the moisture becomes trapped in the loft and may result in mold issues.  Don't cover your vents with insulation!!! 

We see that all of the time and it's a surefire method to promote moisture buildup and loft mold development.  

Additionally, plumbing pipes in the loft may be a source of condensation, which may result in attic mold development.  Plumbing pipes may also emit poisonous gases, so ensure they too don't terminate within the loft.

Mold does not need to become a permanent issue. 

We advise this to clients all of the time.  Do not worry when you find mold. Generally, a mold infestation may be remediated immediately and permanently. 

More to the point, do not let mold frighten you from purchasing or selling property.  Rather, phone SERVPRO.  We are going to look after it for you.

Disaster Preparedness

5/15/2019 (Permalink)

Disaster-mold-water-damage

Don't be unprepared

The worst thing an individual or company can be leading up to a catastrophic occurrence
is unprepared.

When your property’s value is on the line and/or people’s lives are at stake, being at a loss for action is an uncomfortable position in which to find yourself.

To avoid that discomfort, we at SERVPRO of Meriden have done our homework in the effort to gather the information that can protect you, our neighbor.

We regularly check and update information pertaining to your local interests with regards to things like weather, insurance contracts, and property laws concerning safety and maintenance codes/requirements.

That same readiness becomes a much more powerful tool when national resources must be brought to bear in an emergency.

When the moment is pivotal, and the situation calls for cool-headed expertise, call us—we’re nearby. (203) 601-7835